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Are you struggling to save money?
Have you looked into where you’re spending your money? Initially when we started our debt reduction we took a hard look at where we were spending our money. You can read about all the things we stopped buying to save over $1000 a month. What we were spending money on was crazy.
Getting your finances in order.
If you have set the goal to save money you are in the right place. This book made all the difference when we were learning to budget and dig ourselves out of debt.
As a couple we invested the time and took Financial Peace University which gave us a better understanding of our money and finances from a couples perspective. We learned how to work together and support each other in our financial goals.
Learn 10 Things You Need To Stop Buying To Save Money:
1. Brand Name Products
We are all loyal to that favorite brand name product. Mine is Fruit of the Earth Aloe Vera Gel I love this stuff for daily body lotion and face cream nothing compares. But there are brand name products in my grocery cart that I would willingly swap out for generic to save money.
The next time you go grocery shopping or ordering online checkout the store brand or cheaper brand alternatives. Did you know you can have your groceries delivered right to your door. All your favorite stuff coffee, pasta, Keto items and so much more.
Why go shopping when you can have all your favorites delivered right to your door and usually for way less than the grocery store price. If you have an Amazon Prime Account (if not, get a free 30-Day trial right here). Save even more money on all your Amazon and other online purchases with Rakuten. Try Rakuten and receive a $10 gift my treat
Everyone does it. I have purchased my fair share of costly gluten free baking mixes. 90% of the mixes out there whether they be spice mixes, baking mixes, nut mixes or other mixes can be made at home with the same ingredients for less cost. You can find a great list of homemade pantry staples on Taste of Home.
3. Pre-cut Produce
In a pinch that premade salad and container of fresh cut strawberries looks great but you could have purchased a weeks worth of salad fixings and fresh fruit for the same price. I understand the purchase don’t get me wrong fresh cut strawberries and watermelon are my guilty pleasure during the summer. But spending a few extra minutes slicing up the fruit and putting it in containers at home can save you a bunch of money. These containers work great and they are BPA free.
4. Paper Products
The cost of paper products is crazy plain and simple. You are paying crazy expensive prices for single use items you are throwing in the trash. I can validate toilet paper and facial tissue, but paper towels, napkins, paper plates and other single use items swap them out for reusables. Cloth napkins are a huge money saver in exchange for paper napkins and paper towels. If you are looking for cleaning cloths and paper towel replacers these towels are great.
- 5 Ways To Find Money In A Tight Budget
- 21 DIY Cleaning Products You can Make At Home
- Best Dollar Store DIY Hacks
- Secret Must Haves Of A Money Saving Home
5. Bottles Of Water
If there is one thing you need to stop buying right away it’s bottles of water. You are paying anywhere from $2 to $5 a bottle for water. Invest in you and purchase a great water filter system and a portable stainless steel water bottle.
6. Store Bought Cleaners
We all do it. It’s common place to purchase store bought cleaners. You can save yourself a huge amount of money making your own cleaners for a fraction of the cost. Discover 21 homemade cleaners right here. Something so simple as vinegar, water and essential oils can help you clean your home for pennies a use.
You paid once, you pay monthly, you are on automatic payment plans. Do you even remember how much the subscription box or magazine cost you? If it’s worth it and you use it keep it. If it gets added to the book shelf in the corner cancel it. Monthly subscriptions add up to a large portion of the consumer debt.
8. Background Apps
Apps they make our life easier. They are the little jewels that light up our smart phones and help use in a pinch. But are you paying for apps you don’t use? Some apps charge monthly fees even if the app is not in use. Check your phone or tablet and make sure you are using what your paying for.
9. Stuff To Impress People
Stop buying stuff to impress people. Be happy with what you have. Start with where you are and work with what you have. Our society is over marketed to the extent that we are convinced we need more than we actually do.
If you love it and need it, buy it. If you hesitate and wonder if someone else will like it pass on it. Life is to short, you work too hard for your money, you need to love the stuff you spend it on.
10. Stop Shopping While Hungry
This is one way to tilt the grocery budget into the red. Grab a snack before you head to the grocery store or plan it for another day or time. Do not shop before dinner. Shopping while hungry means easy to grab snack items and simple easy dinner items usually get added to the cart, not to mention chocolate and checkout snacks. Save yourself a bunch of cash by simply not shopping while hungry.