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Super frugal tips
Home is where you raise your family. Where you gather with friends. It is also the main source of your expenses. Running a household be it on a single income or a dual income can be hard in any economy. Discover 101 Super Frugal living tips designed to help you save money.
what is super frugal living?
Frugal living is the simple act of living well on less. Living below your means and not spending all of your paycheck. Making smart choices with your money and planning for your future.
Super frugal living & save money
Living below your means and making smart money choices will help you spend less which means you save more. A common frugal living choice is to meal plan and make homemade meals. This is a huge money saver versus the cost of take out or dining out at a restaurant.
the importance of being frugal
Being frugal is important if you are looking to save any amount of money, pay down debt, save for a vacation or retire. Simple smart money choices now can make a world of difference later.
Related Frugal Money Saving Posts:
- Secret Must Haves Of A Frugal Home
- Learn What We Stopped Buying To Save Money
- 100 Best Instant Pot Recipes
Money saving tips
One tip may save you several dollars. Two or three tips may save you up to $100 dollars a week. Try five or six super frugal tips and you could be on your way to saving for a holiday or helping yourself get out of debt.
saving money & frugal living
Think about how much you could save this week if you packed your lunch and coffee to go? You could save up to, if not more that $75 a week.
super frugal life hacks
What if you turned the heat down a bit how much would you save? What if you carpooled to work or planned all your errands together how much would you save?
super frugal household tips
What if you downsized to a smaller house how much would you save in mortgage/rent or utilities payments?
Think about all the money you could save by making just a few small changes.
101 Super Frugal Living Tips To Save Money On Household Expenses:
1. Assess where all your hard earned money is going. (see message below)
2. Enjoy the benefits of a budget
3. Use the cash only envelope system
5. Contact your bank for a cheaper rate on your checking account
6. Contact your mortgage broker about a cheaper rate
7. Become a one car family
8. Ride your bike, walk or use public transport
10. Run your washing machine and dishwasher only when full
11. Run your washing machine on the cold water cycle
12. Invest in good money books
13. Turn off lights that aren’t being used
14. Cut the cable
15. Cancel your landline telephone
16. Stop using the pay as you go apps on your phones
17. Unplug appliances that aren’t being used
18. Turn the heat down and save on electricity
20. Turn the water off while you brush your teeth
21. Hang your clothes to dry. Use a clothes line in the summer and a drying rack in the winter
22. Check the sales flyers
23.Use coupons when you grocery shop
24. Make a grocery list and budget and stick to it
25. Buy bulk, divide and freeze
26. Cook from scratch
27. Meal plan
28. Eat your leftovers
29. Pack a bag lunch (For a warm lunch on the go try this.)
30. Ditch your single use paper and plastic items
31. Grow a garden
32. Preserve the bounty of your garden by canning, dehydrating
33. Turn the lawn into a garden and grow your own food, no more mowing the lawn
35. Save your coins in a jar
36. Learn to do your own repairs
37. Swap tools and skills with friends
38. Downsize your home if you can
39. Stop buying these things and save money
40. Sell stuff you don’t use
41. Don’t buy stuff to impress people
42. Make your own cleaning solutions using vinegar, water and baking soda
43. Use it, mend it, re-purpose it, recycle it
44. Cut up old shirts and use them for cleaning rags
45. Trade your goods and skills with others to save money
47. Buy used clothing instead of new
48. Purchased used, vintage furniture instead of new furniture
49. Try Youtube, if something breaks or you need to learn something.
50. Stay home and enjoy what you have
51. Plan a no spend weekend
52. Opt to buy generic goods to save money
53. Plan a meal swap
54. Weatherstrip the windows and doors
55. Ensure your furnace and hot water tank are maintained
56. Keep emergency cash handy
57. Be prepared for all seasons
59. Don’t wait till the last minute with anything, repairs, groceries, planning and etc
60. Cut back on entertainment expenses
61. Taking in free kids classes at your local craft stores, hardware stores and library
62. Do your own housework, baking, landscaping and maintenance work
64. Learn to say no
65. Learn to take shorter cooler showers
66. Only fill the bath 1/2 full for bath time
68. Learn to use household tools
69. Do your own painting and redecorating
70. Compost your food waste
72. Plant fruit trees and berry bushes
73. Shop local
74. Use reusable bags, re-purpose your plastic bags
75. Buy energy efficient appliances
76. Install low flow toilets and shower heads
77. Maintain all gas and wood burning fireplaces and heaters
78. Learn how to make money online
79. Opt for sweaters, slippers and blankets before turning up the heat
80. Replace all your light bulbs with LED bulbs
81. Start living with less
82. If you don’t have a tool or appliance borrow it, or rent it instead of buying it
83. DIY your gifts
84. Plan staycation holidays
85. Plan your errand to save time and gas
86. Invest in a good slow cooker
87. Buy cheaper cuts of meat or opt for meatless meals
88. Buy larger portions of meat and portion them off in different cuts
89. Drink more water and less pop and juice
90. Plan cheap but amazing dates
91. Use reusable soap dispensers
92. Freeze your leftover vegetables to use in soups and bone broths
93. Invest in a good coffee maker or tea pot and bring your own coffee or tea with you
94. Have open communication with your spouse regarding money, goals and life
95. Plan potluck dinner parties withe friends instead of eating out
96. Learn to cook something new, variety is the spice of life
97. Eat more beans and rice dishes
98. Eat more vegetarian meals
99. Cut down on the electronic use, unplug and enjoy family time
100. Start saving for retirement
101. Learn to live without
Assess where all your hard earned money is going
One of the keys to saving money is knowing where all your money is going. It maybe going to rent or to utilities or to coffee and a treat.
Gather up a weeks worth of receipts, a month would be better. Calculate where all your funds are going. Take a quick calculation of what you spent on groceries, housing, utilities, entertainment and so on.
saving money on household expenses
Once you have figured out where all your money is going figure out if you can cut any of these items out to help you save on your household expenses.
cutting expenses in a super frugal home
For example do you eat out a lot? Could you cut back a start cooking more homemade meals? Or maybe you pay huge daycare fees.
how to cut costs in a frugal home
Is there a way you can cut those costs down? Such as work from home one day a week or swap babysitting with a friend? Where can you cut back and start saving?
how to stop spending money and start saving
Once you have assessed your spending habits you can determine what you need to stop spending money on. You can learn about all the stuff we stopped buying to save over $1000 a month.
Stopping even the smallest of purchases will make a difference over time. For example your daily coffee run if you opted to bring coffee from home could save you approximately $25 per week or more.
ways to save money in a frugal home
Saving money is simpler than you think. Take the coffee example above. By making coffee at home Monday thru Friday you save money. You can also cut your household expenses by washing your laundry in cold water and hanging them to dry.
Above there are over 100 different frugal ways to save money. Another great way to save money is learning to budget.
learning to budget
Yes, I know it sounds boring and complicated but in fact it’s real easy and it’s the best way to save money. If you would like to learn more about budgeting checkout our 21 Days of Saving Challenge.
Updated October 6, 2020