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Saving & Simplicity
March 3, 2020January 23, 2022

21 Money Saving Lessons From Frugal People

Frugal Living / Saving Money
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lessons from frugal people

money saving lessons

Frugal People

How do frugal people save money on household expenses? They live well on less.  Choosing to live frugally and enjoying the simple things.  Discover 21 money saving lessons from frugal people below. 

Frugal Living

Frugal people know a thing or two about saving money.  Skipping out on extras and choosing to live below their means.  

Saving Money

Frugal living is about spending less than you make, saving money and enjoying the simple things. It’s about being smart with your money and not trying to “keep up”.

Frugal Lessons

Frugal living is about all the little things adding up to be something huge.  You can read about the 21 things we gave up to save over $1000 a month.

Related Frugal Money Saving Posts:

  • Learn What We Stopped Doing To Save Money
  • Stop Living Paycheck To Paycheck
  • Secret Must Haves Of A Frugal Home

lessons frugal people

21 Money Saving Lessons From Frugal People: 

1.  Figure out where all your hard earned money is going  

Collect a weeks worth of receipts (a months would be better) and calculate where all your funds are going.

Then assess if you really need or want what you are buying.  Decrease according to the amount of money you want to save. 

2. Set up a budget

I know people run and hide when others say budget but they really do work and help you save money.

Read this book if you are wanting more proof that budgeting can help you save money. 

3. Stop trying to keep up

The Joneses are broke. Have you ever wondered how your neighbors are going on constant holidays and have all the toys you drool over?  Can they afford it all? Or is it all on payments?

4. Learn the value of vintage  

You can save a ton of money buying second hand goods.  And I am not just talking clothing.  Used vehicles, tools, home decor and more.

5. Is your coffee habit killing your budget?

Skip the drive thru and bring your coffee from home in a reusable stainless steel coffee mug.

6. Get organized  

When you know where things are you save both time and money.  Knowing what bills are due when saves you late fees. 

7. Purchase appliances that will save you time and money

Life is busy, don’t make it more complicated. Invest in an Instant Pot or slow cooker to assist you at meal time.

8. Simple but effective

Turn off and unplug electrical items you are not using.  Turn off the lights when you leave a room.

9. Do not fear the “what’s for dinner” question

Invest in a meal plan that makes you want to cook. Home cooking is so much better than take out.

10. Turn it down

Wash your clothing in cold water.  Turn down the thermostat and grab a blanket.

11. Find a happy balance

In your home temperature and invest in a thermostat lock box.

12. Plan a no spend day or weekend  

Work all your daily activities around spending little or no money.  Free entertainment, family fun nights and home cooking. No spend weekends. Great no spend girls weekend ideas. 

13. DIY it all

Learn to do it yourself. Make your own gifts.  Do your own repairs.

14. Swap up and save

Swap babysitting with a friend.  Borrow tools from your neighbor instead of buying.

15. Grow your own food

Even if it just salad greens, herbs and tomatoes.

16. Down size  

Do you really need all the stuff you have? What about your home, could down sizing save you money?

17. Stop buying bottles of water

Most bottles of water run approximately $2.75 with it only costing the provider maybe $0.25 to produce.  Purchase a reusable stainless steel water bottle and refill it as you go.

18. Learn to be happy with what you have

Stop chasing the grass on the other side of the fence.

19. Celebrate your small wins

Paying down debt is a long journey that needs encouragement.

20. Enjoy a cheap date

Instead of breaking the bank with dinner, dessert and a movie or concert tickets.  Plan a cheap date night. 

21. Learn from the others that have gone before you

What great ways did your grandparents have to save money?  Frugal lessons from thrifty people.

Ways To Save Money

Everyone’s situation is different. What you’re willing to cut from your budget maybe different than what others may be willing to decrease.  Living frugally is a choice and a journey.

Smart Money Choices

You need to try and see what works.  Try one or more of the tips above and see how much you save. It is all about making smart choices with your money.

Related Money Saving Frugal Posts: 

  • Secret Must Haves Of A Frugal Home
  • 75 Super Frugal Tips
  • Girls Weekend 50 No Spend Fun Ideas

Updated May 2, 2021

21 Money Saving Lessons From Frugal People

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Hello, my name is Cynthia. I am a wife and mother to two. A frugal mom blogger. A lover of all things frugal living & DIY. A strong coffee and dark chocolate lover. An out-of-the-box thinker. Welcome to Saving & Simplicity!

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Mom|Wife Inspiring women to CREATE the life they want. Through frugal living, homemaking, money saving tips, DIY and do much more.

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It is about that time of day... The afternoon coff It is about that time of day... The afternoon coffee crave. 
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#happytuesday❤️ The laundry is swapped. Homesc #happytuesday❤️ The laundry is swapped. Homeschool is underway. Mom has a cup of coffee and some reading #montessoritoddler And dinner is in the crockpot (check the link in my bio for some great easy dinner recipes. Have an amazing day! #homeschoolmom #momreading #easydinnerrecipes #stayathomemomlife #workfromhomemom #homeschoolfamily #simplelifehappylife #frugalfamily
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