21 Super Frugal Hacks To Stop Living Paycheck to Paycheck
Are You Struggling To Make Ends Meet?
Living paycheck to paycheck. You are not alone! Over one third of the country is living paycheck to paycheck and dipping into debt. Discover 21 frugal hacks that can help you save more money.
Living Paycheck To Paycheck
Most of the country lives paycheck to paycheck using their monthly income to cover their monthly expenses with very little left over for savings or enjoyment.
What Is Living Paycheck To Paycheck
Living paycheck to paycheck is when your income just covers your monthly expenses. For some your monthly income doesn’t cover your monthly expenses. This is when your debt increases. A situation commonly associated with there being more month left than money.
How Many Americans Live Paycheck To Paycheck
Over half of Americans are living paycheck to paycheck with the average debt load increasing everyday.
Related Money Saving Tips:
- 75 Super Frugal Tips To Help Cut Your Household Expenses
- Thrifty Guide To Saving Money
- How To Save Money Every Month
Why Do People Live Paycheck To Paycheck?
People live paycheck to paycheck due to the increased cost of living or lack of income. Sometimes it happens due to bad budgeting or miss management of funds.
There are lots of things that can put a person in a situation where they are living paycheck to paycheck. Such as job loss, divorce, increase in fees, food costs and taxes rising.
How To Save Money When You Live Paycheck To Paycheck
Saving money when your budget is tight and you are living paycheck to paycheck can be hard. But it can be done. Living frugally, essentially living below your means is a great way to save money when things are tight.
How I Stopped Living Paycheck To Paycheck And Saved My First $1000
Saving money on a super tight budget starts with knowing where you are spending your money. Knowing your income and expenses. Setting up a budget is super important.
Once you know where your money is going you can start cutting your household expenses and working to decrease your costs and save money. Learn what we did to save over $1000.
Frugal Life Hacks
You can stop the paycheck to paycheck cycle and start saving money with these 21 super frugal hacks. Simple easy frugal tips that you can start today to make a big difference in your savings.
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What Is A Frugal Hack?
A frugal hack is a simple frugal living tip or simple life hack that helps you save both money and time. Something as simple as using dryer balls in the dryer to help speed up the dry cycle so you save money on utilities.
How Can Frugal Hacks Help Save Money?
Frugal hacks are simple ways to help you save more money everyday. They are simple, easy changes you make to save more. Just like mom hacks make life so much easier. Frugal money saving hacks help you save cash.
Frugal Money Saving Hacks
Below you will find 21 money saving tips to help give you breathing room. These frugal living hacks will help you save money and hopefully get through to next payday with a bit more in your wallet.
Tough Economy
Times are tough. The economy is tough. The cost of goods and housing is on the rise. Start learning tips and tricks to get yourself ahead.
Frugal Household Expenses
Learn how to cut down on your household expenses and save more money.
21 Super Frugal Hacks To Stop Living Paycheck To Paycheck:
- Set up a budget
- Start cooking meals at home
- Eat vegetarian meals once or twice a week
- Brown bag it and bring your coffee to work
- Invite the friends over and potluck instead of going out
- Cut the cable
- Turn off the pay as you go apps
- Plant a garden
- Shop local
- Do it yourself
- Wash it in cold water
- Hang your clothes to dry
- Learn to use tools and do minor repairs
- Return your recyclables for refunds
- Get rid of the paper products and use these
- Shop store sales, with a list and a budget
- Buy generic and/or shop bulk
- Learn to say NO
- Stop trying to keep up and impress
- Enjoy frugal/cheap/free entertainment
- Plan a no spend weekend or even a no spend month
⭐Top Frugal Household Must Haves
Frugal Living Hacks
The 21 super frugal tips above can help you save hundreds of dollars a month. For example say you buy your coffee every morning on the way to work and pop into the local deli for lunch.
Simple Frugal Hacks
If you were to swap that up and brown bag your lunch from home or use this great oven lunch box and bring your coffee in a travel mug you would save over $75 a week.
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Extreme Frugal Hacks
We all know someone who is super thrifty and saves huge amounts of money they are extreme savers and they use extreme frugal hacks to help them live more frugally. Here are 42 examples of extreme frugal tips that people have used to help them save more money.
Frugal Home Hacks
Now add in a few more tips like washing your clothes in cold water, hanging them to dry and skipping the paper towels in favor of cloth napkins and you could save another twenty five to thirty dollars a month.
Frugal Household Hacks
Planting your own garden and growing your own food can save you hundreds of dollars a month during the season. You can preserve the bounty of the harvest you could save on produce all year round. You can do this by canning or dehydrating your produce.
Super Frugal Hack
If I had to pick my favorite hack off the whole list I think it would be number 5 skip the $100+ dinner out and invite the friends and family over for a potluck or barbecue
Good food, great company and you save so much money on eating out and entertainment. Plus you don’t have to pay for a babysitter and your kids can visit with their friends too. Win – win.
Great Frugal Money Hacks:
Updated July 6, 2021
