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Saving & Simplicity
December 18, 2017January 26, 2022

28 Ways To Save Money In 2021

Frugal Living / Frugal Living Tips / Saving Money
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save money 2021

Secret To Saving Money

It’s a brand new year.  The year to start saving money.  No more putting it off and saying you will get to it. It’s time to start! Change one thing and you will save money.  Change three things and you will save more money. 

Easy Tips For Saving Money

Below you will find 28 easy tips to help you save money this year, next year and in the years to come.

Saving Money Is Way Easier Than You Think

I know you look at the bank statement or your wallet and you think, “no it is not easy to save money”.   Especially when money is tight already.

Money Challenge

So here it is, I challenge you to try one of the tips below and see how much money you save.   If you save some, even ten dollars try another tip and see how much you save combined.

I have been there.  I know how hard it is to save money when you think there is no extra money to be had.  The more you change the more you save. 

Where Are You Spending Your Money? 

Have you really looked at all the “stuff” you purchase week to week?   Do you really need all that stuff?

The reason I ask is we are all people and people like stuff.  Pretty stuff, stuff to pass the time, stuff to give and things we receive.

Overspending

When my husband and I really took a long hard look at all the stuff we were spending our money on I was amazed.   I knew we were over spending on eating out.

But I didn’t realize we were spending so much on “stuff”.   You can read about the 21 things we stopped buying to save money.  The savings was amazing.

Do You Have A Budget Or A Money Worksheet? 

If you are looking to save money in 2021 or at anytime you need a budget or money worksheet.  You simple fill it in and figure out where all your money is coming and going.   The trick to making a budget work is to be honest.

Be honest with yourself and your spouse.  No hiding receipts or new pairs of shoes. Give every dollar a job and you will see results.

Get Out Of Debt

If you are looking to get out of debt and learn more about budgeting invest in yourself and this book, The Total Money Makeover.  This book changed the way I look at money and it made a world of difference in our finances.  Now to start saving money.

28 Ways To Save Money In 2021:

  1. Pay with cash
  2. Brown bag your lunch – we use this oven lunch box (we love it)
  3. Bring your coffee from home
  4. Freeze these 75 things to save money
  5. Skip the takeout and try some home cooking
  6. Use a meal plan
  7. Grocery shop with a list
  8. Check the sales
  9. Bulk buy and stockpile
  10. Use Rakuten
  11. Grow your own food
  12. Make your own cleaning supplies
  13. Wash your laundry in cold water
  14. Hang your clothes to dry
  15. Use it, mend it, repurpose it, recycle it
  16. Shop thrift and vintage
  17. Invest in reusable containers, skip the single use items
  18. Start using cloth napkins
  19. Stop trying to keep up
  20. Be happy with what you have
  21. Lock up the thermostat
  22. Cut the cable
  23. Downsize
  24. Enjoy frugal fun
  25. Get outdoors and have fun
  26. Have a no spend weekend
  27. Learn to live more frugally
  28. Stop stressing, start planning and start doing

Personal Finance & Saving Money

Only you can make a difference in your finances.  Start with baby steps. Pick one item off this list.  The easiest one might be cooking meals from home and brown bagging it.

Money Saving Household Tips

This one tip alone could save you over $100 a week. Or what about switching the washer temperature to cold, your utility bill will thank you. Lowering our water temperature on our washer saved us $50 a month.  That’s crazy but it was so easy to do. 

The easiest ways to save money are right in front of you, you just need to look and try.

Other Great Money Saving Posts You Might Like: 

  • Frugal Ways To Stretch Your Grocery Budget
  • Secret Must Haves Of A Frugal Home
  • 7 Things We Stopped Doing To Save Money

Updated May 13, 2021

28 Ways To Save Money In 2021

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Hello, my name is Cynthia. I am a wife and mother to two. A frugal mom blogger. A lover of all things frugal living & DIY. A strong coffee and dark chocolate lover. An out-of-the-box thinker. Welcome to Saving & Simplicity!

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savingandsimplicity

Mom|Wife Inspiring women to CREATE the life they want. Through frugal living, homemaking, money saving tips, DIY and do much more.

Saving & Simplicity • Frugal Living Mom
It is about that time of day... The afternoon coff It is about that time of day... The afternoon coffee crave. 
It's also the rush from work, to school pick up or afternoon activities. 
Save a ton of cash on your afternoon coffee pick me up with these great Starbucks money saving hacks. 
Link in my bio or check this out: https://savingandsimplicity.com/starbucks-hacks-cheap-drinks/
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Have you ever come across a painting or photo that Have you ever come across a painting or photo that moves you. Never met the artist but I love this painting. To me it represents all the seasons including autumn. And the seasons or sessions of life. But I get a sense of a strong woman with direction. A bright red umbrella in the landscape. What do you see? Have you ever had a painting inspire you? #strongwomen #lifemoments #inspirationalart #paintings #simplicity #seasonsofsimplicity
Sometimes you just have to slow down and enjoy the Sometimes you just have to slow down and enjoy the little things. Like sitting by the fire with family and catching up. #saturdayevening #familytime #restandrecharge #firepit🔥 #patiotime #simplelifehappylife
It’s a coffee kinda morning around here. Even if It’s a coffee kinda morning around here. Even if mom forgets her coffee and has to drink it cold. Loved the sign so I had to take a picture and share it. #homeschoollife #momlife #coffeelover #coffeetime #lovemycoffee #simplethingsinlife
An amazing West Coast spring day. There’s some t An amazing West Coast spring day. There’s some thing special about cherry blossoms that just signals the real start of spring. #gardentime #familywalk #cherryblossoms #spring #westcoast #simplifylife #westcoastlife
#happytuesday❤️ The laundry is swapped. Homesc #happytuesday❤️ The laundry is swapped. Homeschool is underway. Mom has a cup of coffee and some reading #montessoritoddler And dinner is in the crockpot (check the link in my bio for some great easy dinner recipes. Have an amazing day! #homeschoolmom #momreading #easydinnerrecipes #stayathomemomlife #workfromhomemom #homeschoolfamily #simplelifehappylife #frugalfamily
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