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Happy New Year!!!
This is your year. This is a brand new year. The year to start saving money. No more putting it off and saying you will get to it.
Below you will find 28 easy tips to help you save money this year, next year and in the years to come.
Saving money is way easier than you think
I know you look at the bank statement or your wallet and you think, “no it is not easy to save money”. Especially when money is tight already.
So here it is, I challenge you to try one of the tips below and see how much money you save. If you save some, even ten dollars try another tip and see how much you save combined.
I have been there. I know how hard it is to save money when you think there is no extra money to be had.
Where are you spending your money?
Have you really looked at all the “stuff” you purchase week to week? Do you really need all that stuff?
The reason I ask is we are all people and people like stuff. Pretty stuff, stuff to pass the time, stuff to give and things we receive.
When my husband and I really took a long hard look at all the stuff we were spending our money on I was amazed. I knew we were over spending on eating out.
But I didn’t realize we were spending so much on “stuff”. You can read about the 21 things we stopped buying to save money. The savings was amazing.
Do you have a budget or a money worksheet?
If you are looking to save money in 2021 or at anytime you need a budget or money worksheet. You simple fill it in and figure out where all your money is coming and going. The trick to making a budget work is to be honest.
Be honest with yourself and your spouse. No hiding receipts or new pairs of shoes. Give every dollar a job and you will see results.
If you are looking to get out of debt and learn more about budgeting invest in yourself and this book, The Total Money Makeover. This book changed the way I look at money and it made a world of difference in our finances. Now to start saving money.
28 Ways To Save Money In 2021:
- Pay with cash
- Brown bag your lunch – we use this oven lunch box (we love it)
- Bring your coffee from home
- Freeze these 75 things to save money
- Skip the takeout and try some home cooking
- Use a meal plan
- Grocery shop with a list
- Check the sales
- Bulk buy and stockpile
- Use Rakuten
- Grow your own food
- Make your own cleaning supplies
- Wash your laundry in cold water
- Hang your clothes to dry
- Use it, mend it, repurpose it, recycle it
- Shop thrift and vintage
- Invest in reusable containers, skip the single use items
- Start using cloth napkins
- Stop trying to keep up
- Be happy with what you have
- Lock up the thermostat
- Cut the cable
- Enjoy frugal fun
- Get outdoors and have fun
- Have a no spend weekend
- Learn to live more frugally
- Stop stressing, start planning and start doing
personal finance & saving money
Only you can make a difference in your finances. Start with baby steps. Pick one item off this list. The easiest one might be cooking meals from home and brown bagging it.
money saving household tips
This one tip alone could save you over $100 a week. Or what about switching the washer temperature to cold, your utility bill will thank you.
The easiest ways to save money are right in front of you, you just need to look and try.
other great money saving posts you might like:
- Frugal Ways To Stretch Your Grocery Budget
- Secret Must Haves Of A Frugal Home
- 7 Things We Stopped Doing To Save Money
Updated October 11, 2020