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Bigger is better right?
We all want to save large amounts of money to pay down our debt. Or to retire early. So how do you save big amounts of money but still live within your means?
Simple saving steps
Little actions in the big master plan. No matter how hard we try we can’t do nor have everything right now. Everything takes steps.
Take Dave Ramsey’s 7 Baby Steps:
- $1000 in an emergency fund
- Pay off all debt
- 3 to 6 months of expenses saved
- Invest 15% of income
- Setup college fund
- Pay off home early
- Build wealth and give
You wouldn’t try nor would you be expected to complete all of these steps in a day, a week or a month or even a year. Everything takes time.
You can learn more about Dave Ramsey’s seven steps.
7 little ways you can save big money:
1. Set a grocery budget
Setting yourself a grocery budget and learning how to shop sales, bulk buy, use coupons and live within your means is a big money saver.
- 75 Items You Can Freeze To Save Money
- 5 Costly Money Mistakes You Need To Avoid
- 7 Smart Ways To Eat Healthy On A Budget
2. Skip the drive thru and dining out.
Home cooked meals and meal planning can save you hundreds. How much your last meal out was, multiply it by once a week for a month. How much money could you save if you made all these meals at home?
3. Get Rakuten
Rakuten is a free money saving app. Never pay full price again. Rakuten is an amazing app that helps you save on all your online purchases at places like Amazon, Target, Walmart and Sephora to name a few. Try Rakuten for free and get a $10 gift my treat.
4. Invest in you
Learn more about money, budgeting, saving and getting rid of debt with these 25 must have money books.
5. Learn how to budget
Do you know what your income is? How much did you spend on groceries last week? Learn tips and tricks on budgeting your money.
6. Be happy
Being happy with what you have and not trying to “keep up” is a small step with big results.
If you’re happy with what you have and stop comparing and wishing for more you will save money and be happier.
7. Plan it, but don’t spend it.
Did you know you can plan an amazing date night or family day out without spending a dime? Discover 50 amazing no spend family activities. For example a great family day could be a picnic in the park followed by homemade pizza and a movie.
- What To Give Up When Money Is Tight
- The Must Have Essentials Of A Frugal Home
- 50 Of The Best Frugal Living Tips
- 21 Things We Stopped Buying To Save Money
Little actions, big rewards
Making small changes in your everyday activities can save you big in your bank account. Something as simple as brown bagging your lunch and morning coffee could save you $50+ a week. Or think of the electricity you save by washing in cold water and hanging your laundry to dry.
Little changes, big results.
Updated February 20, 2020