Are you struggling with money right now?
Struggling with how to make it and how to save it? You’re not alone. Over 1/3 of the country is struggling with either making more money to pay their bills or learning how to save money and plan for their future? Which one are you?
Let’s get you through the struggle and help you save more money. Start with planning, figure out where all your money is going. I know it’s an overwhelming task when things are hard. Gather up all your bills and receipts. You will also need to figure out your income.
Once you figure out how much you are actually bring in and how much is going out you can give every dollar a job and make your money work for you.
Budgeting is accounting for all your income, debt and expenses. And ensuring your bills are paid. If you need some assistance in setting up a budget our Budget Binder is available for you.
how to save money on groceries
Setting up a meal plan and locating a cheap and frugal source of food is important. Discount stores, farmers markets and online retailers as well as grocery stores are great.
Learn ways to stretch your groceries between paydays checkout the Grocery Budget Workshop for money saving tips and tricks.
Related money saving Posts:
- Surviving On One Income
- Secret Must Haves Of A Frugal Home
- 7 Things We Stopped Doing To Save Money
- 101 Super Frugal Living Tips
Downsize and minimize
I know no one wants to hear that downsizing is better but if it helps to make ends meet it’s for the better. If you were to downsize your home could you save money and be better able to support your family?
What if you carpooled or shared a vehicle would it help you make ends meet? If you could minimize your bills would there be more money to plan your future?
where your spending money
Figure out where you’re spending your money. Take a long hard look at what makes up your grocery bill and your entertainment activities? What can you cut out to save some money?
Learn the 21 things we cut out to save over $1000 in one month. I was beyond surprised how all these things added up to savings.
Are you struggling to save money?
Small simple steps can get you in the right direction. The easiest ways to save money immediately are cooking your meals at home, cut your entertainment budget and plan a no spend, savings month.
no spend month
No spend challenges are a great way to save money and plan for your future. They will also help you to make ends meet.
Think about it, instead of going out and spending money you stay in and use what you have. Instead of dinner at a restaurant why not have a taco dinner at home. Discover 50 cheap and frugal meal ideas or 100 of the best Instant Pot recipes to help you get dinner on the table.
Avoid the high priced cinema by relaxing at home with Netflix or Amazon Prime. Or grab a board game and have a family night.
no spend month tips
The idea behind a no spend month is you only shop for essentials such as milk and other groceries. You pay your regular bills, you keep gas in your car but you don’t spend any other money.
So no shopping for clothing or gifts or toys. You can still have a great time enjoying fun frugal activities.
At the end of your no spend month you will have extra money you were able to save you can put towards your bills, debt or savings. and you can stress a little less.
Updated February 23,2021