*This post may contain affiliate links to products we recommend and happily use.*
Are you struggling with money right now?
Struggling with how to make it and how to save it? You are not alone.
Over 1/3 of the country is struggling with either making more money to pay their bills or learning how to save money and plan for their future?
Which one are you?
If you are struggling to make ends meet and get food on the table there is a way.
Start planning, figure out where all your money is. I know it is an overwhelming task when things are hard. Print off this free money worksheet to help you get started.
Once you figure out how much you are actually bring in and how much is going out you can give every dollar a job and make your money work for you.
Start by figuring out how much money you need to feed your family. A roof over your head and food on the table is important.
Learn ways to stretch your groceries between paydays.
Downsize and minimize.
I know no one wants to hear that downsizing is better but if it helps to make ends meet it is for the better. If you were to downsize your home could you save money and be better able to support your family?
What if you carpooled or shared a vehicle would it help you make ends meet? If you could minimize your bills would there be more money to plan your future?
Figure out where you are spending all your money. Take a long hard look at what makes up your grocery bill and your entertainment activities? What can you cut out to save some money?
Learn the 21 things we cut out to save over $1000 in one month. I was beyond surprised how all these things added up to savings.
Are you struggling to save money?
Small simple steps can get you in the right direction. The easiest ways to save money are to cook your meals at home, cut your entertainment budget and plan a no spend, savings month.
No spend, savings months are a great way to save money and plan for your future. They will also help you to make ends meet.
Think about it, instead of going out and spending money you stay in and use what you have. Instead of dinner at the restaurant why not have a taco dinner at home.
Avoid the high priced cinema by relaxing at home with Netflix or Amazon Prime. Or grab a board game and have a family night.
The idea behind a no spend month is you only shop for essentials such as milk and other groceries. You pay your regular bills, you keep gas in your car but you don’t spend any other money.
So no shopping for clothing or gifts or toys. You can still have a great time enjoying fun frugal activities.
At months end you will have saved some money to put towards your goals, to make next month easier and to help you stress less.
Learn better ways to make ends meet:
- Surviving On One Income
- 10 Frugal Ways To Stretch Your Grocery Budget
- Secret Must Haves Of A Frugal Home
- 7 Things We Stopped Doing To Save Money
- 101 Super Frugal Living Tips
Have an amazing day,
Saving & Simplicity