Wouldn’t it be great to have money left over at the end of the month?
To have all the bills paid and have some extra cash left over to put into savings or spend on something you really want?
Or to take the kids on a great outing or family vacation. Maybe you want to create an emergency fund for those rainy day mishaps.
Or maybe you are looking for that one tip to help you get started on saving money.
Maybe you have been trying to balance your budget but you are struggling with where to cut your expenses and wondering how to save more money.
Having a balanced budget and having all the bills paid and money left over would be great!
If you are new to budgeting I have the best book for you The Total Money Makeover. This book was amazing when we first started our money saving and budgeting journey and it made a huge difference.
I recommend this book hands down to anyone looking to learn more about debt reduction and budgeting.
- 75 Super Frugal Living Tips
- Secret Must Haves Of A Frugal Home
- 21 Things We Stopped Buying To Save Money
10 Money Saving Tips:
- Track your spending and write it down
- Pay with cash
- Setup a meal plan
- Skip the dining out and try some home cooking
- Brown bag your lunch
- Bring your coffee from home
- Create a price log for your groceries
- Have a weekly budgeting meeting
- Use a cash envelope system
- Try to equate the hours worked to the goods price
Our number one tip for saving money would be creating a weekly budget and sticking to it.
Start by taking an honest look at where you are spending your money. Gather up a weeks worth of receipts and bills. A month would be better, but start with what you have.
Tally up and write down where all your hard earned money is going. You may be surprised with what you find. There maybe a few too many dining out receipts or shopping receipts.
Or maybe you over or under paid a bill. Use all this information to help you set up your monthly or weekly budget.
Budgeting your groceries and entertainment expenses is also a great money saving idea.
Great money saving tips.
In the list above there are 10 great money saving tips. You will notice that number one suggests tracking your spending and writing it down.
Did you know that more people succeed with saving money or weight loss when they track what they are doing. Another great tip is to pay with cash.
This gives you a tangible representation of product worth. Also trying to equate how many hours you worked to afford a good is an honest look at spending your hard earned dollar.
My favorite tip besides our number one of budgeting has to be meal planning. And the reason being is we were wrecking our budget by eating out so much.
Once we started meal planning we started saving hundreds of dollars each month. And meal planning is real simple to do and super cost effective. It is also a huge time saver.
Looking to save more money.
Try one of the tips listed and then add in another. One tip may save you a couple dollars a week. Two tips may save you $50-$100. Try each tip and see what works for you. Maybe you just need to look at where you are spending your money and see what you can go without in order to save more money.
I wish you an amazing day,