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Let’s face it being broke is stressful on it’s own.
Add in trying to save money and it adds a whole different level of stress. But…. it is possible.
You can save money even when things are tight.
And I totally get it. You are living on one paycheck trying to make it all work and save money.
Maybe you are saving money for common everyday things like groceries and rent. Or maybe you are trying to save for a weekend away with the kids.
Whatever you are trying to save for it is possible.
You need to create a plan with your goal in mind. You might be saving a dollar here or five dollars there. Every little bit helps.
Rome wasn’t built in a day. Disney wasn’t built in a month or a year. Everything is built step by step.
Saving money is a step by step process.
If you need to save money right now. For rent or groceries try this.
If you need to save money before the end of the month or even before the end of the week for rent or groceries.
Try cutting back on some of your everyday activities.
Could you have a vegetarian meal for dinner? Could you skip the drive thru coffee?
What about cutting the cable or another bill you really don’t need right now?
Is there loose change around the house? What about stuff you could sell to make some extra money?
What could you do without to make it thru?
What if you need to save money for the end of the month or for 3 months from now or longer what can you do?
You make a plan and stick to it! You have your eye on the prize and you don’t look back.
You make a plan for every dollar coming in and going out.
You learn to live well on less so that you can save money for what you need.
Where do you spend most of your money? Do you spend it on food? Or on entertainment? Or is it on buying stuff?
Once you have figured out where most of your money is going you can cut back and start saving.
Saving money is a process it is not an immediate right now thing.
Yes, you could save $50 today by not taking the family out for dinner. But saving $1000 is going to take you more than a day to save. It is a process – a rewarding process.
The results of hard work and perseverance are their own reward.
Stick to your plan. Cut back on how you are spending. Learn to live more frugally.
15 Easy ways to save money when you are broke:
- Eat vegetarian meals
- Skip the costly entertainment
- Stop eating out
- Cut the cable
- Cancel the costly apps
- Hang your clothes to dry
- Wash in cold water
- Make your own cleaning solutions
- Lock up the thermostat and grab a blanket
- Clip coupons, shop sales
- Choose generic easy to cook meals
- Plan “no spend activities”
- Learn to say “no”
- Use what you have
- Use Ibotta to save money
If you are truly stuck and need to save money but there just isn’t enough to go around you can do these things:
- Learn to live more frugally
- Learn how to cut your grocery bill in half
- Learn how to earn more money
- Learn ways to make extra money at home
- Learn how to meal plan
- Learn some of the best ways to save money
You can save the money. You can make more money. You can, I believe in you.
I know life is hard. I know there are bumps. I know there is stress. And I know that ignoring it all – DOESN’T make it go away.
You can save the money you need. You can make the extra money you need. You need to take the steps to cut back on your spending and be smart with your money.
Simple small steps will make a huge difference. And remember you don’t need to impress anyone but yourself. Live your life, strive for your goals.
Have an amazing day,
Saving & Simplicity