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Saving & Simplicity
October 19, 2017January 26, 2022

Frugal Habits To Live By

Frugal Hacks / Frugal Living / Saving Money
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money saving habits
frugal habits
frugal habits

Learning Habits

Growing up you learned how to do things. You learned to treat others as you would be treated.  You learn about life through the people you interact with. It does take a village to raise a child.

Learning About Personal Finance

In school you learned about math, reading and writing. You may also learn cooking, sewing, drama, choir, science, socials and law. But did you learn about budgeting? 

Did you learn about money besides the adding and subtracting? Did you learn about planning for your future?

Money Smart

Whether you are young, old, married or single you need to be smart with your money and avoid the debt cycle.  Saving money and being smart with your finances is important.

Making Your Money Work For You

You worked hard to earn the money you get paid.  Make sure your money works just as hard for you. Meaning making smart money choices and living frugally can help you save money.

Frugal Living

Frugal living is about living below your means, making smart money choices and saving money.

Being Frugal

Being frugal isn’t being cheap it is being wise with your money. Frugal living is learning to live well on less so you can provide a better future for yourself and your family.

Related Frugal Living Posts: 

  • Secret Must Haves Of A Frugal Home
  • 7 Things We Stopped Buying That Saved Us Over $750
  • Girls Weekend 50 No Spend Fun Ideas
  • How To Save Money When Things Are Tight

Living Frugally

Frugal living is making smart choices and skipping the extras.  It’s about saving up for big purchases. Skipping out on extras, meal planning, buying generic and planning staycations so you can afford more.

Frugal Money Saving Habits

Living frugally is a great way to save money. Below you will find 10 frugal habits that will help you save more money.

Frugal Habits

  1. Learn how to budget
  2. A penny saved is penny earned
  3. Learn how to shop for groceries and meal plan
  4. Use it, mend it, recycle it
  5. Skip the drive thru and savor homemade
  6. Quit trying to keep up
  7. Invest wisely
  8. You don’t need everything right now
  9. A little hard work never hurt anyone
  10. Communication is important

Frugal Habits Of Millionaires

Millionaires, retirees, people who are living comfortably don’t live to keep up.  They don’t flash wads of cash and go on expensive vacations.

Most millionaires are average.  They drive older cars, save up money before they buy.  They are comfortable, they work hard and invest wisely.

Budgeting

Believe it or not people who can retire well and live well know how to budget.  They know the value of a dollar.

Related Frugal Living Posts:

  • How To Start Living A More Frugal Lifestyle
  • Save $500 This Month By Doing This
  • 50 Of The Best Frugal Living Tips
  • 21 Things We Stopped Buying To Save Money

Updated May 11, 2021

Frugal Habits To Live By

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Hello, my name is Cynthia. I am a wife and mother to two. A frugal mom blogger. A lover of all things frugal living & DIY. A strong coffee and dark chocolate lover. An out-of-the-box thinker. Welcome to Saving & Simplicity!

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savingandsimplicity

Mom|Wife Inspiring women to CREATE the life they want. Through frugal living, homemaking, money saving tips, DIY and do much more.

Saving & Simplicity • Frugal Living Mom
It is about that time of day... The afternoon coff It is about that time of day... The afternoon coffee crave. 
It's also the rush from work, to school pick up or afternoon activities. 
Save a ton of cash on your afternoon coffee pick me up with these great Starbucks money saving hacks. 
Link in my bio or check this out: https://savingandsimplicity.com/starbucks-hacks-cheap-drinks/
Have a great day everyone. #coffee #coffeetime #coffeeshop #coffeeaddict #coffeelovers #coffeedaily #starbucks #savemoneylivebetter #savemoneytips #moneysavinghacks #frugaltips #lifehacks #frugalliving #momlifeisthebestlife #momlife #momneedscoffee
Have you ever come across a painting or photo that Have you ever come across a painting or photo that moves you. Never met the artist but I love this painting. To me it represents all the seasons including autumn. And the seasons or sessions of life. But I get a sense of a strong woman with direction. A bright red umbrella in the landscape. What do you see? Have you ever had a painting inspire you? #strongwomen #lifemoments #inspirationalart #paintings #simplicity #seasonsofsimplicity
Sometimes you just have to slow down and enjoy the Sometimes you just have to slow down and enjoy the little things. Like sitting by the fire with family and catching up. #saturdayevening #familytime #restandrecharge #firepit🔥 #patiotime #simplelifehappylife
It’s a coffee kinda morning around here. Even if It’s a coffee kinda morning around here. Even if mom forgets her coffee and has to drink it cold. Loved the sign so I had to take a picture and share it. #homeschoollife #momlife #coffeelover #coffeetime #lovemycoffee #simplethingsinlife
An amazing West Coast spring day. There’s some t An amazing West Coast spring day. There’s some thing special about cherry blossoms that just signals the real start of spring. #gardentime #familywalk #cherryblossoms #spring #westcoast #simplifylife #westcoastlife
#happytuesday❤️ The laundry is swapped. Homesc #happytuesday❤️ The laundry is swapped. Homeschool is underway. Mom has a cup of coffee and some reading #montessoritoddler And dinner is in the crockpot (check the link in my bio for some great easy dinner recipes. Have an amazing day! #homeschoolmom #momreading #easydinnerrecipes #stayathomemomlife #workfromhomemom #homeschoolfamily #simplelifehappylife #frugalfamily
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