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Start saving money on your household expenses and start living the life you want to lead.
Are you saving money for a vacation, or to put a down payment on a home? Or are you looking for ways make your hard earned money stretch just a little bit farther to make it all work.
You aren’t alone. A large portion of the country is living paycheck to paycheck just trying to get by.
Some are even using their credit cards to pay the bills and make it look like it is all working, while digging themselves deeper into debt.
You can get past the “just getting by” phase, you can start saving more money.
And you can do it without feeling deprived. Frugal living is exactly that, living well on less. A recent study suggested that people with less stuff are happier than people with a house full of things.
Frugal living is the act of making smart choices with your money. Brown bagging your lunch, meal planning, looking for ways to make additional income. Shopping sales and using coupons.
Learning to go without the extras so that all your bills get paid and money is saved.
Some think that frugal living is being cheap.
In reality you are simply making smarter choices with your money. Like choosing the generic brand or stockpiling items you normally use when they go on sale. Opting to shop the thrift store instead of the shopping mall.
Learning to make your hard earned dollar stretch farther takes time.
But the savings is well worth the effort. For example how much did you spend on drive thru coffee, or meals out last month? Add it up, estimate it. Now if you made your meals at home and brought your coffee with you, you could save all that money.
I will let you in on a little secret. I love coffee and my coffee habit helped put us into debt. You can learn the 21 things we stopped doing to save money.
I have learned to meal plan, bring my coffee along with me and how to plan amazing no spend weekend activities.
Below you can find 21 great tips to help you live more frugally and save money.
Frugal Living 21 Ways To Save Money:
- Plan a no spend weekend
- Grow your own food
- Meal planning & home cooking
- DIY your household cleaners (vinegar & water)
- Brown bag your lunch
- Shop thrift and vintage
- Assess where you are spending your money
- Skip dinner out with friends and plan a potluck
- Download money saving apps like Ibotta
- Wash your clothing in cold water
- Hang your laundry to dry
- Stop buying disposables
- Lock up the thermostat
- Invest in items you will use long term
- Don’t grocery shop hungry
- Organize and plan
- Talk to your bank and ask for a lower rate
- Pay in cash
- Design a budget that works for you
- Communicate and educate
- Learn to say no
Living well on less.
Frugal living and learning to live well on less has been our saving grace and allowed us to live the life we want to lead and save for our goals and dreams. Every step helps.
Today you may save a dollar, tomorrow you may save $5, next week you may skip eating out altogether and save over $100. It all makes a difference and it all adds up.
Other frugal living, money saving posts you may like:
- The Best Frugal Living Tips To Save Money
- Weekly Meal Planner
- The Must Have Essentials Of A Frugal Home
- 21 Items You Can Freeze To Save Money
Bonus: Download 7 FREE money saving printables and start saving more money today.
Have an amazing day,
Saving & Simplicity