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what exactly is frugal living?
Frugal living is being smart with your money and learning to live well on less. It is living below your means and not spending all of your paycheck. Discover 10 amazing frugal hacks that will help you save more money.
how can fruGAL living save you money?
Frugal living is the act of giving every dollar a job and being smart with your money. When you live frugally you live below your means.
Which means you essentially spend less than you make. Saving that extra little bit of cash to pay down your debt or budget for your future. Learn exactly how frugal living helped us save over $1000 each month. Simple, easy to follow frugal tips that really do make a difference.
The importance of being frugal
Living frugally will help you pay down your debt, save for your future and live well on a budget. People who can live well on a monthly budget and learn to live frugally, live well below their means.
If you have struggled with debt or budgeting living frugally or thrifty is a great choice and one that can be done. It’s all about making simple changes to your everyday. Simple, easy, workable, doable changes that make a huge difference in your cash flow.
Examples of frugal living
Simple everyday examples of frugal living are meal planning and opting for a home cooked meal instead of eating out. Bringing your lunch to work and packing your coffee to go are huge money savers.
Clipping coupons, shopping sales and using Rakuten are great ways frugal living can help you save money.
What are frugal living hacks?
Hacks are something or a way to make things easier. A frugal living hack is a simple, easy way to save money. Frugal living hacks are easy ways to change your everyday into savings.
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10 frugal living hacks to save you money:
1. Give every dollar a job
Set up a budget and figure out where all your money is. You are welcome to use this easy to use money worksheet for help.
2. Learn to do laundry the frugal way
Wash in cold water, make your own detergent and hang your clothing to dry.
3. Enjoy a no spend weekend
You can have an amazing time without spending a dime. Checkout these great frugal girl’s weekend activities.
4. Quit trying to keep up
Learn to live within your means and stop trying to keep up with all the trends and Instagram feeds.
5. meal planning
Learn to meal plan and use what you have. If you are missing an ingredient to a recipe substitute a similar item that you have. Skip the grocery store run and use what you have in your pantry.
6. Do it yourself
Create the next gift you need for the office party. Try your hand at minor repairs. Paint the wall 3 shades of green. Simple repairs and projects – try doing it yourself. Learn to crochet and follow a pattern.
7. Invest in good appliances
8. Learn to cook and don’t be scared to try new recipes
Like I have said previously home cooked meals are great money savers. Learning to cook a wide variety of meals could save you money.
For example vegetarian meals and ethnic meals are generally cheaper to make than westernized meat and potato meals.
9. Organization and planning
Organization is a frugal must. A clutter free home can save you hundreds. If you know what you have you won’t be buying seconds or thirds and waiting to use them.
If you meal plan you will save money at the grocery store and at the dinner table.
If you and your spouse are on the same page financially life is a lot easier.
Communicate with your family about what you can afford and what your personal financial goals are.
Simple, smart money moves to help you reach your goals.
Something as simple as making coffee at home, or hanging your clothing to dry or learning to meal plan can save you money.
Updated June 22, 2020