Frugal Living What Is It?

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What exactly is frugal living?

It is the simple act of living within your means and being smart with your money. It’s about making choices for your future and getting your money to work for you.

How do you live more frugally?

The best place to start is to take an honest look at where you are spending your money. How do you spend your grocery money or your entertainment funds?

Are you overspending on eating out? Is there too much debt and you are only making the minimum payments?

Figure out where all your money is going and then you can cut your expenses.

We were overspending into the thousands each month. Learn what we stopped buying each month in order to start saving.

Choosing the better option.

We live in an economy where there are tons of options and choices. Just look at the bread aisle in your local grocery store.

There are probably 10 different brands of sandwich bread all trying to get your attention. But the cheapest and probably the most flavorful is the one made from scratch in your own kitchen.

Being frugal is about choosing the better option for your money. Choosing the brand that saves you money or the bulk buy that lasts you through the winter.

I know those name brand jeans the latest commercial is enticing you to buy look great but the generic brand will fit great and probably save you money.

Be happy with what you have and what you can afford. Choose what is right for you.

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Items that will help you live more frugally.

When we started out on our frugal living journey I thought all I needed to do was cut the expenses and all of it will work out. Oh was I wrong.

The book that changed the mindset and the book you should read is Total Money Makeover but the course that will help change your finances is Financial Peace University.

Both my husband and I took the course and it did wonders for our budget and our communication.

Groceries and eating out were wrecking our budget so we invested in a meal plan that taught us easy to make dishes that suited our dietary needs and gave us a grocery list to follow.

When we were looking at all the places we were spending money the kitchen came up so many times. So I came up with a frugal home must have list of all the things that have helped me save money.

I want you to remember something.

Frugal living is a journey. Your journey through frugal living may look nothing like mine. We all have to do what is right for our family and our finances. Choose what works best for you.

Have an amazing day,

Cynthia
Saving & Simplicity

Updated September 5, 2018