I Wish I Had More Money
Is on the minds of many people these days as our economy does a slight shift towards a recession and tighter budgets. Discover some simple and easy frugal money saving tips and ways to put more cash back into your wallet.
Ways To Save Money
Saving money is actually a lot easier than you think. In fact you can start saving more money starting today. Simple easy ways to save money include shopping grocery store sales, no spend weekends, budgeting and home cooked meals.
Crazy Ways To Save Money
Cutting back on your spending, getting a lower interest rate loan and using your credit cards wisely are all smart ways to save money. Believe it or not there are some crazy ways to save money too. Discover some of the craziest ways to save money.
Best Ways To Save Money
Everyone is different and how they spend and save money is different. But the best ways to save money generally starts with budgeting and analyzing where you’re spending your cash.
Learning how to budget is a great first step in saving more money. You can learn more about budgeting in The Total Money Makeover.
Best Money Saving Tips
Some of the best money saving tips include budgeting, meal planning, shopping sales, staycations, downsizing, growing your own food and investing in yourself.
Savings & Investments
Talking to your bank or lending provider and getting a good lending rate or savings interest rate are important too. Watching your investments and making smart money choices too.
Budgeting And Saving Money
Learning how to budget is one of the best ways to save money besides cutting household expenses. But you can’t cut expenses unless you budget and determine what expenses you can cut.
Learning How To Budget
Don’t let budgeting stress you out it’s super easy to do. Grab our super easy to use budgeting worksheet. Gather up all your receipts from the last two weeks or month. Calculate all your out going expenses and your income. Write it all down.
Your income minus your expenses should equal zero. If you have a positive dollar figure leftover pay down your debt or put it in savings. If you have a negative amount you need to cut your household expenses and learn to save money.
Easy Ways To Save Money
Some of the easiest ways to save money involve cutting expenses. Simple, easy things you can change in your day to day that saves you tons of money. Learn the 21 things this couple cut to save over $1000 a month.
Easy Money Saving Tips
Here are 10 simple and easy money saving tips you can start today to make a difference in your tomorrow.
- Bring your coffee from home
- Brown bag your lunch
- Meal plan
- Opt for home cooked meals instead of take out
- Shop your store sales
- Stop being brand specific
- Plan a no spend girls weekend
- Access your spending
- Start budgeting
- Call your bank and ask for a better rate
Where To Save Money
Where you save money starts with analyzing your spending. Every little bit counts and it all adds up. Let’s take a weekend Friday to Sunday and see where you could save money.
Saving Money On Entertainment
Friday night out with the girls, dinner date on Saturday and family brunch on Sunday. Plus groceries and other errands. Where could you cut back to save money?
Money Saving Entertainment Alternatives
Family Sunday brunch depending on how large the family, could be a homecooked meal, potluck style brunch or move it to a potluck BBQ dinner. Learn some great ways to save money on groceries that will save you both money and time.
How To Start Saving Money
You need to do the work to see the reward. Everyone says yeah that will work it will save me $20 here, $100 there but you actually have to do the work to see the savings. If you do the work, the savings will be huge. Checkout the challenge below for great ways to save money quickly.
7 Day Money Saving Challenge
In the next seven days challenge yourself to save $100, 200, or more. Bring your coffee from home (5 days x $10 coffee drive thru = $50 saved).
Brown bag your lunch ( 5 days x $25 lunch = $125). You already have over $100 saved.
Saving Money On Groceries
Cut everything you don’t really need off the grocery list. Equals huge savings. Shop your pantry, meal plan and only shop the store sales equals big savings.
Small Steps Big Savings
It can be done. Small steps equals huge savings. Simple changes mean more money in your wallet.
Things You Should Stop Buying
You should stop buying things that are putting you into debt. But really, you should stop buying things you don’t need. Stop trying to impress the neighbors.
Stop Living Paycheck To Paycheck
Stop buying things that are too expensive. Opt for the generic brand or shop around for a better deal. Nothing says you have to be brand specific or store specific. Learn how to stop living from paycheck to paycheck.
How To Live Frugally And Save Money
Living frugally is one of the best ways to save money. It is all about living below your means and being smart with your money. Living frugally is one of the best ways to save money and pay down debt.
How To Live Frugally
Living frugally is about making simple changes to your everyday to save more money. Simple changes like home cooked meals, homemade lunches to go, turning the lights off, opting out of cable television and skipping expensive holidays for staycations.
Frugal living is about budgeting, living below your means and saving money. My favorite way to live frugally and a great way to cut your household expenses is shopping for the best deal on groceries. And it’s super simple to do.
The key to saving money is to not be brand or store specific. Your local discount store may sell something two or three dollars cheaper than your favorite grocery store. Amazon may sell the item you need even cheaper. It’s all about shopping around.
Frugal Budget Tips
If there is one thing frugal people do, it’s budget. Budgeting helps you decrease your grocery costs, lower your household expenses and save money.
If you have never set up a budget before you can use this printable budgeting worksheet as a guide. You will need to figure out your income and expenses. Enter them in the budget worksheet to determine your monthly budget.
If your budget is a bit tight or your in the red learning to save money and cut or decrease your household expenses is important.
How To Cut Household Expenses
Cutting or decreasing your household expenses is all about saving money. It could as simple as sale shopping to as difficult as down sizing. The most popular way to cut expenses is to cut the cable and landline telephone. Another way to decrease household expenses and grocery costs is to meal plan.
Decreasing Household Expenses
Cutting household expenses is about decreasing your expenses. A great place to start is by analyzing your spending and see what you can live without. Or what you could change slightly to save more money (like shopping generic instead of brand name groceries). The more you cut the more you will save.
Things To Give Up To Save Money
When you decrease your expenses you are giving things up to save more money. Common example is giving up your Monday to Friday Starbucks coffee run. The more things you give up the more money you save. Discover what the family gave up to save over $1000 a month.
Saving More Money
Start with giving up one or two things to save money. Then see what else you could live without to save more money. It’s all about step by step to saving more money.
Things To Do Instead Of Spend Money
As the economy changes and people’s lives change our activities change. It’s more about family time, staying home and no spend activities.
No Spend Activities
Cutting Household Costs
If you are looking to save money around the house cutting your household costs is important. This could mean something as simple as turning off the lights you aren’t using and washing your laundry in cold water or changing to LED light bulbs to save money.
Ways To Decrease Household Expenses
It could also mean cutting the cable, shopping around for cheaper home insurance, locking up the thermostat to ensure a happy temperature balance or learning to meal plan and cook from home instead of eating out.
Homemaking and running a frugal home is a great way to save money. Running a successful frugal home can be done just about anywhere. A frugal home simply means a home actively choosing to make frugal living a priority in order to live simply and save money. Learn the secret must haves of a frugal home.
Save Money On Groceries
One of the biggest frugal money saving tips of a frugal home is learning to save money on groceries. And it’s not hard to do. You can learn simple easy tips to help you cut your grocery budget in half.
Saving Money While Shopping
Something as simple as shopping with a grocery list can save you money. Setting a weekly or bi-weekly grocery budget and shopping around. Learn more grocery budget money saving tips.
Foods You Can Freeze To Save Money
If you are looking to save money on groceries learning the importance of your freezer and how it can save you more money month to month is so important.
Money Saving Freezer Meals
Even if you are just freezing meals for easy weeknight dinners your freezer is saving you money and time. Discover all the amazing things you can freeze to save money. Some of them may surprise you, I never knew you could freeze #33.
Monthly Money Saving Challenge
If you are looking to save more money month to month try doing a money saving challenge. The general idea is to save a little bit each week with a specific money goal in mind. This holiday savings challenge will give you a better idea of the week to week savings breakdown.
Money Saving Challenge
It doesn’t have to be a holiday to have a monthly money saving challenge. You could be saving up for a vacation, to pay down debt or for something big.
Dave Ramsey Save Money
Dave Ramsey is a trusted voice in the world of money, debt and learning to save. His book the Total Money Makeover is one of the top selling debt reduction, money guides. You can learn more about his 7 baby steps and money saving hacks here.
50 Money Saving Tips
- Start Budgeting
- Pay With Cash
- Use Cash Envelopes
- Set Up An Emergency Fund
- Use Credit Cards Wisely
- Invest In Your Knowledge
- Ask Bank For The Best Rate
- Look For The Best Deal On Everything
- Meal Plan
- Set Up A Grocery Budget
- Shop Sales
- Shop Online
- Skip The Drive Thru
- Brown Bag Your Lunch
- Invest In A Good Coffee Maker & Travel Mug
- Start Cooking More Meals At Home
- Start Using Your Freezer More
- Plant A Garden
- Cut The Cable
- Stop Shopping Just To Shop
- Enjoy No Spend Weekends
- Start A Side Hustle
- Minimalism As A Way Of Life
- Shop The Thrift Stores
- Invest Wisely
- Commit To Saving
- Stop Comparing
- Don’t Buy Stuff To Impress Others
- Be Happy With What You Have
- Turn The Heat Down
- Shut The Lights Off
- Wash Your Laundry In Cold Water
- DIY Everything
- Stop Using Single Use Items
- Do Your Own Repairs
- Weatherproof Your Home
- Use It, Mend It, Re-purpose It, Recycle It
- Zero Waste Living
- Be Prepared
- Save Your Change
- Take Free Classes
- Do Your Own Repairs & Housework
- Learn To Say No
- Start Living On Less
- Make Friends With Your Local Farmer
- Shop, Support & Vacation Local
- Drink More Water
- Exercise At Home
- Pay It Forward, Volunteer
Related Money Saving Posts:
- Frugal Living Surviving On One Income
- 75 Super Frugal Tips To Cut Household Expenses
- Stop Living Paycheck To Paycheck