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Saving & Simplicity
September 28, 2020January 23, 2022

Money Saving Tips

Saving Money
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easy money saving tips
money saving tips

I Wish I Had More Money

Is on the minds of many people these days as our economy does a slight shift towards a recession and tighter budgets.  Discover some simple and easy frugal money saving tips and ways to put more cash back into your wallet.

Ways To Save Money

Saving money is actually a lot easier than you think.  In fact you can start saving more money starting today.  Simple easy ways to save money include shopping grocery store sales, no spend weekends, budgeting and home cooked meals. 

Crazy Ways To Save Money

Cutting back on your spending, getting a lower interest rate loan and using your credit cards wisely are all smart ways to save money. Believe it or not there are some crazy ways to save money too. Discover some of the craziest ways to save money. 

Best Ways To Save Money

Everyone is different and how they spend and save money is different.  But the best ways to save money generally starts with budgeting and analyzing where you’re spending your cash. 

Budgeting Money

Learning how to budget is a great first step in saving more money. You can learn more about budgeting in The Total Money Makeover.

Best Money Saving Tips

Some of the best money saving tips include budgeting, meal planning, shopping sales, staycations, downsizing, growing your own food and investing in yourself. 

Savings & Investments

Talking to your bank or lending provider and getting a good lending rate or savings interest rate are important too. Watching your investments and making smart money choices too. 

Budgeting And Saving Money

Learning how to budget is one of the best ways to save money besides cutting household expenses. But you can’t cut expenses unless you budget and determine what expenses you can cut. 

Learning How To Budget

Don’t let budgeting stress you out it’s super easy to do.  Grab our super easy to use budgeting worksheet. Gather up all your receipts from the last two weeks or month.  Calculate all your out going expenses and your income.  Write it all down. 

Expenses

Your income minus your expenses should equal zero.  If you have a positive dollar figure leftover pay down your debt or put it in savings.  If you have a negative amount you need to cut your household expenses and learn to save money. 

money saving tips

Easy Ways To Save Money

Some of the easiest ways to save money involve cutting expenses. Simple, easy things you can change in your day to day that saves you tons of money.  Learn the 21 things this couple cut to save over $1000 a month. 

Easy Money Saving Tips

Here are 10 simple and easy money saving tips you can start today to make a difference in your tomorrow.

  1. Bring your coffee from home
  2. Brown bag your lunch
  3. Meal plan
  4. Opt for home cooked meals instead of take out
  5. Shop your store sales
  6. Stop being brand specific
  7. Plan a no spend girls weekend
  8. Access your spending
  9. Start budgeting
  10. Call your bank and ask for a better rate

Where To Save Money

Where you save money starts with analyzing your spending. Every little bit counts and it all adds up. Let’s take a weekend Friday to Sunday and see where you could save money. 

Saving Money On Entertainment

Friday night out with the girls, dinner date on Saturday and family brunch on Sunday.  Plus groceries and other errands.  Where could you cut back to save money?

Money Saving Entertainment Alternatives

You could plan a frugal girls night for Friday, a date night in on Saturday with a yummy home cooked meal, dessert and wine.

Family Sunday brunch depending on how large the family, could be a homecooked meal, potluck style brunch or move it to a potluck BBQ dinner. Learn some great ways to save money on groceries that will save you both money and time. 

How To Start Saving Money

You need to do the work to see the reward.  Everyone says yeah that will work it will save me $20 here, $100 there but you actually have to do the work to see the savings. If you do the work, the savings will be huge. Checkout the challenge below for great ways to save money quickly. 

7 Day Money Saving Challenge

In the next seven days challenge yourself to save $100, 200, or more.  Bring your coffee from home (5 days x $10 coffee drive thru = $50 saved).

Brown bag your lunch ( 5 days x $25 lunch = $125).  You already have over $100 saved.

Saving Money On Groceries

Cut everything you don’t really need off the grocery list.  Equals huge savings.  Shop your pantry, meal plan and only shop the store sales equals big savings. 

Small Steps Big Savings

It can be done.  Small steps equals huge savings.  Simple changes mean more money in your wallet. 

Things You Should Stop Buying

You should stop buying things that are putting you into debt. But really, you should stop buying things you don’t need. Stop trying to impress the neighbors.

Stop Living Paycheck To Paycheck

Stop buying things that are too expensive.  Opt for the generic brand or shop around for a better deal.  Nothing says you have to be brand specific or store specific.   Learn how to stop living from paycheck to paycheck. 

How To Live Frugally And Save Money

Living frugally is one of the best ways to save money.  It is all about living below your means and being smart with your money.  Living frugally is one of the best ways to save money and pay down debt. 

How To Live Frugally

Living frugally is about making simple changes to your everyday to save more money.  Simple changes like home cooked meals, homemade lunches to go, turning the lights off, opting out of cable television and skipping expensive holidays for staycations. 

Living Frugally

Frugal living is about budgeting, living below your means and saving money. My favorite way to live frugally and a great way to cut your household expenses is shopping for the best deal on groceries.  And it’s super simple to do. 

Saving Money

The key to saving money is to not be brand or store specific.  Your local discount store may sell something two or three dollars cheaper than your favorite grocery store. Amazon may sell the item you need even cheaper.  It’s all about shopping around. 

Frugal Budget Tips

If there is one thing frugal people do, it’s budget. Budgeting helps you decrease your grocery costs, lower your household expenses and save money. 

Budgeting

If you have never set up a budget before you can use this printable budgeting worksheet as a guide.  You will need to figure out your income and expenses.  Enter them in the budget worksheet to determine your monthly budget.  

Tight Budget

If your budget is a bit tight or your in the red learning to save money and cut or decrease your household expenses is important. 

How To Cut Household Expenses

Cutting or decreasing your household expenses is all about saving money. It could as simple as sale shopping to as difficult as down sizing. The most popular way to cut expenses is to cut the cable and landline telephone. Another way to decrease household expenses and grocery costs is to meal plan. 

Decreasing Household Expenses

Cutting household expenses is about decreasing your expenses.  A great place to start is by analyzing your spending and see what you can live without.  Or what you could change slightly to save more money (like shopping generic instead of brand name groceries). The more you cut the more you will save. 

Things To Give Up To Save Money

When you decrease your expenses you are giving things up to save more money. Common example is giving up your Monday to Friday Starbucks coffee run. The more things you give up the more money you save. Discover what the family gave up to save over $1000 a month. 

Saving More Money

Start with giving up one or two things to save money.  Then see what else you could live without to save more money.  It’s all about step by step to saving more money. 

Things To Do Instead Of Spend Money

As the economy changes and people’s lives change our activities change.  It’s more about family time, staying home and no spend activities.

No Spend Activities

You can still have an amazing time without spending money.  In fact you can have an amazing no spend girls weekend or a great family weekend on a budget. 

Cutting Household Costs

If you are looking to save money around the house cutting your household costs is important.  This could mean something as simple as turning off the lights you aren’t using and washing your laundry in cold water or changing to LED light bulbs to save money. 

Ways To Decrease Household Expenses

It could also mean cutting the cable, shopping around for cheaper home insurance, locking up the thermostat to ensure a happy temperature balance or learning to meal plan and cook from home instead of eating out. 

Frugal Home

Homemaking and running a frugal home is a great way to save money.  Running a successful frugal home can be done just about anywhere.  A frugal home simply means a home actively choosing to make frugal living a priority in order to live simply and save money.  Learn the secret must haves of a frugal home. 

easy money saving tips

Save Money On Groceries

One of the biggest frugal money saving tips of a frugal home is learning to save money on groceries. And it’s not hard to do. You can learn simple easy tips to help you cut your grocery budget in half. 

Saving Money While Shopping

Something as simple as shopping with a grocery list can save you money.  Setting a weekly or bi-weekly grocery budget and shopping around. Learn more grocery budget money saving tips. 

Foods You Can Freeze To Save Money

If you are looking to save money on groceries learning the importance of your freezer and how it can save you more money month to month is so important. 

Money Saving Freezer Meals

Even if you are just freezing meals for easy weeknight dinners your freezer is saving you money and time.   Discover all the amazing things you can freeze to save money.  Some of them may surprise you, I never knew you could freeze #33. 

Monthly Money Saving Challenge

If you are looking to save more money month to month try doing a money saving challenge.  The general idea is to save a little bit each week with a specific money goal in mind.  This holiday savings challenge will give you a better idea of the week to week savings breakdown. 

Money Saving Challenge

It doesn’t have to be a holiday to have a monthly money saving challenge.  You could be saving up for a vacation, to pay down debt or for something big.  

Dave Ramsey Save Money

Dave Ramsey is a trusted voice in the world of money, debt and learning to save. His book the Total Money Makeover is one of the top selling debt reduction, money guides. You can learn more about his 7 baby steps and money saving hacks here. 

50 Money Saving Tips

  1. Start Budgeting
  2. Pay With Cash
  3. Use Cash Envelopes
  4. Set Up An Emergency Fund
  5. Use Credit Cards Wisely
  6. Invest In Your Knowledge
  7. Ask Bank For The Best Rate
  8. Look For The Best Deal On Everything
  9. Meal Plan
  10. Set Up A Grocery Budget
  11. Shop Sales
  12. Shop Online
  13. Skip The Drive Thru
  14. Brown Bag Your Lunch
  15. Invest In A Good Coffee Maker & Travel Mug
  16. Start Cooking More Meals At Home
  17. Start Using Your Freezer More
  18. Plant A Garden
  19. Cut The Cable
  20. Stop Shopping Just To Shop
  21. Enjoy No Spend Weekends
  22. Start A Side Hustle
  23. Minimalism As A Way Of Life
  24. Shop The Thrift Stores
  25. Invest Wisely
  26. Commit To Saving
  27. Stop Comparing
  28. Downsize
  29. Don’t Buy Stuff To Impress Others
  30. Be Happy With What You Have
  31. Turn The Heat Down
  32. Shut The Lights Off
  33. Wash Your Laundry In Cold Water
  34. DIY Everything
  35. Stop Using Single Use Items
  36. Do Your Own Repairs
  37. Weatherproof Your Home
  38. Use It, Mend It, Re-purpose It, Recycle It
  39. Zero Waste Living
  40. Be Prepared
  41. Save Your Change
  42. Take Free Classes
  43. Do Your Own Repairs & Housework
  44. Learn To Say No
  45. Start Living On Less
  46. Make Friends With Your Local Farmer
  47. Shop, Support & Vacation Local
  48. Drink More Water 
  49. Exercise At Home
  50. Pay It Forward, Volunteer

Related Money Saving Posts:

  • Frugal Living Surviving On One Income
  • 75 Super Frugal Tips To Cut Household Expenses
  • Stop Living Paycheck To Paycheck

Updated April 28, 2021

Money Saving Tips

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Hello, my name is Cynthia. I am a wife and mother to two. A frugal mom blogger. A lover of all things frugal living & DIY. A strong coffee and dark chocolate lover. An out-of-the-box thinker. Welcome to Saving & Simplicity!

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savingandsimplicity

Mom|Wife Inspiring women to CREATE the life they want. Through frugal living, homemaking, money saving tips, DIY and do much more.

Saving & Simplicity • Frugal Living Mom
It is about that time of day... The afternoon coff It is about that time of day... The afternoon coffee crave. 
It's also the rush from work, to school pick up or afternoon activities. 
Save a ton of cash on your afternoon coffee pick me up with these great Starbucks money saving hacks. 
Link in my bio or check this out: https://savingandsimplicity.com/starbucks-hacks-cheap-drinks/
Have a great day everyone. #coffee #coffeetime #coffeeshop #coffeeaddict #coffeelovers #coffeedaily #starbucks #savemoneylivebetter #savemoneytips #moneysavinghacks #frugaltips #lifehacks #frugalliving #momlifeisthebestlife #momlife #momneedscoffee
Have you ever come across a painting or photo that Have you ever come across a painting or photo that moves you. Never met the artist but I love this painting. To me it represents all the seasons including autumn. And the seasons or sessions of life. But I get a sense of a strong woman with direction. A bright red umbrella in the landscape. What do you see? Have you ever had a painting inspire you? #strongwomen #lifemoments #inspirationalart #paintings #simplicity #seasonsofsimplicity
Sometimes you just have to slow down and enjoy the Sometimes you just have to slow down and enjoy the little things. Like sitting by the fire with family and catching up. #saturdayevening #familytime #restandrecharge #firepit🔥 #patiotime #simplelifehappylife
It’s a coffee kinda morning around here. Even if It’s a coffee kinda morning around here. Even if mom forgets her coffee and has to drink it cold. Loved the sign so I had to take a picture and share it. #homeschoollife #momlife #coffeelover #coffeetime #lovemycoffee #simplethingsinlife
An amazing West Coast spring day. There’s some t An amazing West Coast spring day. There’s some thing special about cherry blossoms that just signals the real start of spring. #gardentime #familywalk #cherryblossoms #spring #westcoast #simplifylife #westcoastlife
#happytuesday❤️ The laundry is swapped. Homesc #happytuesday❤️ The laundry is swapped. Homeschool is underway. Mom has a cup of coffee and some reading #montessoritoddler And dinner is in the crockpot (check the link in my bio for some great easy dinner recipes. Have an amazing day! #homeschoolmom #momreading #easydinnerrecipes #stayathomemomlife #workfromhomemom #homeschoolfamily #simplelifehappylife #frugalfamily
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