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Are you looking to save more money this year???
We all are! Where we live the housing costs are at an all time high. Imagine your rent or your mortgage being over half your income. Crazy right ?!
So now is the time to live a frugal lifestyle. And yes, it will help you save money.
Frugal Living 101
If you are new to frugal living you have come to the perfect spot. Don’t worry click on a few of the links below and you will learn so many ways to save money this week, this month and in the year to come.
As a family we use to eat out more than twice a week, we didn’t budget and we didn’t really have any financial goals. That all changed the day my husband lost his job…
Now I want to say that, that was a bad thing. Don’t get me wrong it was and it took us a bit to pick up all the pieces and get our finances back in place.
But the reality is my husband has found a job with a company and co-workers he really enjoys and we are now more accountable for our finances. One book that made a world of difference was the Total Money Makeover.
Posts you may benefit from:
The number one must have.
Your number one must have in a frugal home is a budget. You can get your free budgeting printable here. Knowing how much money is coming in and going out will help you in paying off your debt and in knowing exactly how much you can really afford.
Some people think that a budget is restrictive, but in reality a budget gives you the opportunity to enjoy all the things you want to do.
Are you tired of being a week from pay day and having no money? Download your free budgeting worksheet today.
You need a plan to cut costs.
Home is where your heart is and where you raise your family. It can also be a very, very expensive place to be. With groceries, rent, cable, electronics, apps, meals out, children’s activities and vacations. The costs add up.
Are you trying to keep up with the shiny must haves and vacations of your neighbors? I am going to stop you right now. This book Love Your Life, Not Theirs by Rachel Cruze is a must read.
The reality is the shiny must haves and the sandy beach holidays are putting your neighbors and half the country in debt. Rachel Cruze says it like it is in Love Your Life, Not Theirs.
Learn how to cut your costs and live well on less. Did you know that after reading this article you could probably list off 10 different things you could cut or change to save money.
Plan to live more frugally, plan to live within your means, plan to save money. Plan to not spend every cent you make.
10 Frugal Kitchen Must Haves:
- Jars, jars and more jars
- Slow cooker
- Coffee pot
- Instant pot
- Baking soda
- Vinegar
- Cloth napkins
- Freezer storage
- Food savers
- High efficiency appliances
10 Frugal Household Must Haves:
- Storage organization
- Jars, jars and more jars
- DIY cleaner containers
- Reusable shopping bags
- Reusable water bottles and coffee mugs
- Clothesline
- Cleaning rags
- Essential oils
- Recycling containers
- Rain barrel
Everyone’s life, budget and spending habits are different. What might work for one, won’t necessarily work for the next.
But when it comes to frugal living cutting back on your spending, learning to save money and cut costs are universal.
Checkout some of the articles below and learn where you can save more money today.
You may also benefit from:
- 10 Tips That Will Save You Money Each Month
- 7 Steps To Highly Successful Meal Planning
- 21 Things We Stopped Buying To Save Money
Have an amazing day,
Cynthia
Saving & Simplicity
Updated September 11, 2018
