Are you ready to cut your household expenses? I think we all are! Where we live housing is at an all time high and the job market is a little unpredictable.
Imagine spending over half your income on housing and in the back of your mind wondering if you’ll have a job in six months? This is the current reality for a lot of people. Which means it’s the perfect time to learn how to cut your household expenses.
Money Saving Tips
If you are new to frugal living and saving money you have come to the right place. I want to share with you the money saving tips and tricks we have learned.
In a matter of months we went from not budgeting to watching every penny due to job loss. We are now more accountable with our money, we budget and communicate more. And this book made a world of difference in the way we spend money.
Work From Home Mom
I can proudly say I am now a stay at home mom who works 10 hours a week earning a full time income from home. I do this all while I raise my family and homeschooling my children.
Don’t let money and debt define you. You can get ahead, you can succeed and you can spend more time doing what you love.
Money Saving Posts:
- 30 Super Frugal Money Saving Tips
- Frugal Living Surviving On One Income
- 21 Things We Stopped Buying To Save Money
The #1 Must Have
In a money saving home is an understanding of your money. I really want to highlight the your money part. We live in a socially influenced society that is marketed to, and influenced to keep up with the Joneses and your friends.
You need to know where you sit with money. How much do you make? How much do you spend? How much do you overspend? Knowing all of this will help you get ahead.
Living Paycheck To Paycheck
Are you tired of living paycheck to paycheck? You need to create a money saving plan and put it in motion. Home is where your heart is. It’s your biggest investment and your biggest expense. Whether it be your mortgage, rent, cable, utilities, groceries, entertainment, credit card debt, children’s activities or vacations. The costs all add up.
Do you know where all your money is going? Have you set up a budget and know your expenses? This resource can help you.
How To Budget
Spend a few minutes, gather up all your bills and receipts. Figure out how hard your money is working. Where do you need to cut? What are you spending too much money on?
Discover all the places we stopped spending our money. We were able to save over $1000 a month.
Personal Finance Plan
Make a plan to live within your means. To not spend every cent you make. Pay down your debt, save for a rainy day (they do happen).
21 Money Saving Must Haves:
1. Emergency Fund
2. Instant Pot
3. Food Saver And Storage Containers
4. Slow Cooker
7. Baking Soda
8. Hand Tools
9. Rain Barrel
10. Frugal Hobby
11. Jars, Jars And More Jars
12. Meal Plan
13. Reusable Water Bottles
14. Grocery Budget
17. DIY Cleaning Containers
18. Budget Binder
19. Coffee Maker
20. Oven Lunch Box
Everyone’s life and money plan is different. How and why we save money is individually driven. What works for one may not work for the other. Invest in you and learn how to save more money and more time with our 21 Days of Saving challenge.
Related Money Saving Posts:
- Stop Living Paycheck To Paycheck
- 75 Must Have Money Saving Tips
- Start Using Your Freezer To Save Money
Updated June 3, 2021