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Saving & Simplicity
March 28, 2019January 24, 2022

Smart Ways To Save Money While Raising A Family

Saving Money
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raising smart money family

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Raising A Family

Is fun, exciting, complicated and expensive.  I say all this while we are expecting our second, so I am smiling.  Raising a family is full of joy and it has it’s rough spots and learning curves.

Family Budget

Raising a family can be expensive adding in more than one child and you need to learn to balance and save money. 

Best Life

Let’s face it you want to give your children the world, show them all the amazing things that life has to offer but this comes with a price tag. How do you give your children the best life without going over budget.

I am going to note one thing when I say best life it doesn’t mean all the “stuff” you can pile into a room. It means giving your child a meaningful, healthy, loving home to grow up in and experience all that life has for them. 

How To Raise Children On A Budget? 

First off you will go over budget every once in a while.  You may purchase too many baby items, or too many toys. 

A medical bill may come up or maybe you found out you are having multiples instead of just one child.

There maybe family stuff like job loss or health issues. It happens, you’re not alone. Do not take one slip of the budget as a bad thing, you have to roll with what life hands you. 

Budgeting

The best place to start saving money is by creating a budget.  Knowing how much money you have coming in and how much your household expenses are is important.   Learn exactly what we stopped spending money on to save over $1000 each month. 

Money

Once you understand where all your money is going you can figure out what to decrease, cut or change to save money.  

Budgeting Tools

If you have never budgeted before or you need a little bit if help checkout our Budget Binder for all the information you need.  Dave Ramsey is also a great resource in debt reduction and budgeting. 

Saving Money

Through the ups and downs, joys and lessons of raising a family you can save money, in fact a lot of money if you spend wisely.   Below you will find some amazing money saving tips to help you.

Simple Ways To Save Money

The best ways to save money are simple changes you can make to your daily activities.  Things that you can implement today to get get big results.  Setting up a budget is a great example.  Meal planning and  shopping with coupons or with money saving apps are great ways to save cash everyday, 

Money Saving Family Related Posts: 

  • No Spend Weekend Activities
  • 21 Ways To Save Money On Groceries
  • 275 Super Frugal Living Tips

raising smart money family

21 Smart Ways To Save Money While Raising A Family: 

  1. Set a budget for groceries, activities and clothes
  2. Get your kids involved in cooking meals and packing lunches
  3. Keep track and use items you have
  4. Be organized – you have more toys and art supplies than you think
  5. Use free resources like the library and online classes and activities
  6. Take part in free crafting events 
  7. Communicate with your children about money and what you can afford
  8. Shop the thrift store for clothing, books, accessories and crafts
  9. Have a clothing swap with friends
  10. Learn to say “no”
  11. Learn what is financially sustainable for your family
  12. Stop trying to keep up with the neighbors
  13. Shop the dollar store for activities, toys and other items
  14. Limit to one paid activity per child and make sure it works with your budget and time
  15. Network with other parents regarding supplies, rides and childcare
  16. Set up an allowance system
  17. Set goals for your money
  18. Limit the gifts to needed items and maybe one wanted item
  19. Teach your children to save, donate and spend their money wisely
  20. Plan a staycation instead of a shiny vacation with airfare and hotels
  21. Turn off the devices, get outside and play

Saving Big Money While Raising Kids

Coming from a large extended family some of the best ways I have learned to save money while raising a family are as follows.  Hand me downs and shopping thrift is great. 

Learning how to knit, sew and crochet all will come in handy when raising a family.  Don’t be afraid to volunteer for sports teams and community events it will save you tons of enrollment fees. 

Camping can be some of the best vacations and you don’t even have to leave the backyard.  Get the family involved in the cooking, cleaning and budgeting they are all great skills to have.  

Purchase a size right for you home, one that works for your family’s needs.  There is nothing wrong with sharing a room or sharing toys.  Value what you have, enjoy what life sends your way and save for the future. 

Updated June 5, 2021

Smart Ways To Save Money While Raising A Family

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Hello, my name is Cynthia. I am a wife and mother to two. A frugal mom blogger. A lover of all things frugal living & DIY. A strong coffee and dark chocolate lover. An out-of-the-box thinker. Welcome to Saving & Simplicity!

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savingandsimplicity

Mom|Wife Inspiring women to CREATE the life they want. Through frugal living, homemaking, money saving tips, DIY and do much more.

Saving & Simplicity • Frugal Living Mom
It is about that time of day... The afternoon coff It is about that time of day... The afternoon coffee crave. 
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#happytuesday❤️ The laundry is swapped. Homesc #happytuesday❤️ The laundry is swapped. Homeschool is underway. Mom has a cup of coffee and some reading #montessoritoddler And dinner is in the crockpot (check the link in my bio for some great easy dinner recipes. Have an amazing day! #homeschoolmom #momreading #easydinnerrecipes #stayathomemomlife #workfromhomemom #homeschoolfamily #simplelifehappylife #frugalfamily
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