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It is time to start planning for a debt free Christmas.
Yes, you read that right a debt free Christmas. Being debt free over the Christmas holidays would be amazing wouldn’t it?! No looming bills to pay after the holidays are over, just simple enjoyment of the holiday season.
Today I have a 12 week $1000 savings plan for you. Planning ahead and saving small amounts in the weeks leading up to the holidays will help decrease your holiday stress.
Stop money stressing over the Christmas holidays.
Start now, saving these small amounts step by step. You can grab your free Christmas savings plan printable. Work these small amounts into your budget. Whether you start saving six months ahead or three months ahead with this 12 week plan you will have $1000 saved for presents, food and the holidays.
$1000 for presents, food and vacation.
Skip the last minute money search and credit card charge. Save ahead of time for presents, food and vacation. Wouldn’t it be great to be able to buy all your gifts with cash. Plan your holiday dinner menu knowing you have the funds. Or plan that overnight trip knowing you won’t be going into debt over the holidays.
Skip the after holiday debt blues.
Start saving now. With this 12 week plan you can save $1000. Double your weekly contributions and you could have $2000 in time for the holiday season. Start budgeting your Christmas holidays now and determine how much money you will need.
Holiday budget.
Who do you want to buy gifts for? Make a list and check it twice. Are you hosting Christmas dinner? How many people are coming? Are you heading out of town over the holidays? How much will it all cost? Determine how much money you will need for Christmas holidays and start saving now.
10 great ways to help you save money during the holiday season.
- DIY your gifts
- Host a potluck holiday meal
- Stay local and skip the expensive travel costs
- Take part in local holiday festivities
- Give activity gifts instead of stuff
- Do name draw or stocking gifts
- Plan your holiday meal ahead of time
- Plan a holiday brunch or appetizer party instead of a big meal
- Volunteer with your family and friends
- Make holidays more about family and fun instead of money
Are you looking to save money? Checkout these money saving resources:
Are you looking to get your finances under control and learn how to budget? You can get our free budgeting printable here. Another great resource for budgeting and learning all the ins and outs of personal finance is The Total Money Makeover. This book changed our personal finances for the better and is a must read.
If you have read my blog before you have heard me talk about MyFreezEasy meal plans and how much I love them. You have also heard me talk about all the time and money meal planning saves me. I use to choose take out or drive thru coffee or dinner at a restaurant after a long hard day. Learning to meal plan effectively helped curb that habit and now we are enjoying yummy homemade meals that our family love.
Is your grocery budget stressing you out? Are you trying to figure out how to feed our family healthy meals while you watch the price of groceries rise? You are not alone.
The Grocery Budget Workshop taught me how to save money at the grocery store. It taught me how to cook efficiently, manage a grocery budget, shop sales and coupon quickly. It also taught me how to save over $700 a month on items our family really didn’t need.
Are you ready to earn money while you shop? Yes, I said earn money while you shop. Have you heard of Ibotta? Earn cash back on everyday purchases. Simple select the items you will be shopping for in your easy handheld app, go shopping, redeem your rebates and earn cash. Simple and easy.
I wish you all the best leading up to and over the holiday season,
Cynthia
Saving & Simplicity