How To Save Money Every Month: 21 Ways To Decrease Expenses
Saving Money
Life is about to get a little bit easier. Even if you are struggling with money we are going to help you discover how to save money every month. Simple easy money saving tips you can use everyday to help you save more cash.
How To Save Money Each Month
Each and every month you do similar things. You buy the same or similar groceries. You go to the same places and eat similar meals. It may sound boring which it’s not, it’s full of hidden money saving secrets.
Save More Money
Every month what do you do that you could change to save more money?
I use to stop by Starbucks twice a day for a latte until I learned some great money saving Starbucks hacks.
Money Saving Hacks
We used to spend crazy amounts of money on take out and groceries that would go bad, until we figured out meal planning and grocery shopping hacks.
Discover how we saved almost $1000 every month. If we can do it so can you.
Struggling To Save Money
We were struggling to save money but we learned some great frugal tips and ways to cut our household expenses that helped us save money.
Saving Money On A Tight Budget
Even on a tight budget you can save money. There is always a way to cut an expense, work a side hustle to earn more cash or find a way to save.
Saving Money On A Super Tight Budget
Money is tight, I totally get it I’ve been there. A tight budget comes with it’s own level of stress and need for more cash. Which is what we are going to help you find today.
What To Do When Money Is Tight
When money is tight you need to find more cash, more funds. You need to figure out ways to decrease your expenses that don’t take more money, weeks or years to implement.
Money Saving Budget
The best place to start is with a easy to work with budget. Knowing how much is coming in and how much is going out will help you determine where to cut your expenses.
Expenses
When we final sat down and looked at our expenses we determined eating out, daily coffee runs and a few other things were wrecking our budget.
Ways To Save Money Every Month
Cutting my daily latte fix and cooking more meals at home gave us more wiggle room in our budget plus helped us save more money each month.
How To Live On A Budget And Save Money
Once you figure out your monthly or weekly budget, this form might help. You can start to decrease some of your expenses.
Saving Money With Meal Planning
Like I said earlier eating out was wrecking our budget so we learned to meal plan and cook simple easy meals in our slow cooker and learned how to cut our grocery budget.
Budgeting
Living on a budget is super easy. The budget lets you know how much cash you have for each category or item like groceries or entertainment. Plus cash envelopes can help you stick to your budget better.
Save Money Monthly
Saving money each month adds up even if it’s just two dollars here or five dollars there. Imagine if you could save $25 each week by bringing your own coffee instead of hitting the coffee drive thru. That equals out to $100 each month and $1200 a year.
How To Save Money Every Month
You can save money every month by doing simple things. It’s the small things that make the biggest difference. Like bringing coffee and lunch from home and skipping the drive thru. Carpooling is something my husband just started doing with a co-worker when they both work the same shift.
Living On A Single Income
As a stay at home mom I’ve started cooking more homemade meals, baking more muffins and pastries. I’ve found a great discount grocery store where I save a ton on food compared to the main stream grocery stores. We have also planted a garden and made friends with our local butcher which is great in a house full of boys.
Easy Ways To Save Money Every Month
- Plan a budget
- Shop store sales
- Meal plan
- Bring your own coffee
- Brown bag your lunch
- Pay in cash
- Start using money saving apps
How To Save More Money Each Month
- Live below your means
- Plan no spend weekends
- Grow your own food
- Make friends with your local farmers
- Start a no spend challenge
- Downsize what you can
Best Ways To Save Money
In our house before I became a stay at home mom food costs, meal time, coffee runs, ordering take out all wrecked our budget. We were working more than 9-5 plus daycare and kids activities.
Learning To Save Money
Learning to meal plan and grocery budget saved us hundreds each month and still does. Finding simple meals, snack ideas and a great coffee maker can make a huge dent in decreasing your expenses.
Ways To Save Money On Bills
Ask for a decrease. Contact all your providers cable, cellphone, credit cards and etc. and ask for their best new rate. Believe it or not this can save you hundreds.
Cut The Cable
If your cable or landline are costing too much cut them loose. Get Netflix or Amazon Prime Video and save money on cable and entertainment.
21 Ways To Decrease Expenses
- Start a budget
- Meal plan
- Grow your on food
- DIY your mixes, soaps and gifts
- Wash your clothes in cold water
- Hang your laundry to dry
- Find a happy medium with the thermostat
- Open a window or grab a blanket
- Weatherproof your house
- Turn down the hot water tank a few degrees
- Turn off and unplug when not in use
- Change to energy efficient lightbulbs and appliances
- Do your own household cleaning and repairs
- Shop thrift stores
- Stop being brand loyal
- Shop where the deals are
- Stop shopping to pass time
- Pay with cash
- Carpool
- Plan a staycation
- Downsize
Secrets To Saving Money
The secret to saving more money is learning to live well on less and creating a frugal home. Spending less than you make and living a more frugal lifestyle will help you save more money each month.
What Is Frugal Living
Frugal living is all about living a more simplistic lifestyle. Cutting back on the excess, living below your means. DIYing what you can to save money. Living frugally is about being smart with your money.
How Can Frugal Living Help Me Save Money?
When you choose to live more frugally you choose to spend less money which means you have more funds to pay down debt or to place into savings.
Living More Frugally
Cutting back on overspending and living a more frugal lifestyle means you will save more money each month.
Saving Methods
There are several different methods that can help you save more money each month.
- Save all your coins
- Save all your $1 and $5 bills
- Set up a direct deposit savings on your bank account
- Start a monthly savings plan
- Participate in a savings challenge
Saving Strategies
- Set up an emergency fund
- Establish a budget
- Pay with cash
- Shop sales
- Save for big ticket items
- Start saving early for retirement
- Set up savings for house, car, vacations and etc.
Save $500 In A Month
What would you do with an extra $500 each month? Learn simple tips a tricks to help you save $500 each month or more.
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Updated June 11, 2021
