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So the savings account has seen better days and money is tight right now.
This statement is all to common in today’s economy. The money coming in just equals the money going out.
Or the true reality is the money coming in equals less than the money going out and the debt is rising.
How to do you save money when there doesn’t seem to be any money to save?
The simple answer, you cut back. The better answer, you look at where you are spending your money and you cut back on what you don’t need right now.
You also look for further ways to save money. Like using Ibotta to save money while you grocery shop. You simply click, shop and save.
10 Things you could give up right now to save money while things are tight:
- Eating Out
- Vacations & Weekends Away
- Coffee Shop Visits
- Movies & Expensive Entertainment
- Unnecessary Shopping
- Expensive Gifts
- Unnecessary Apps & Services
- Magazines & Subscriptions
- Pastries & Premade Foods
- Projects & DIY’s That Can Wait
Where the money is going and what to cut?
When things are tight it is generally a short period of time so you need to cut things where you see results now.
Like Friday night dinners out, your morning coffee drive thru and the dozen premade cupcakes you just bought.
Average it out and how much will you save? While you are tight on money skip the vacations and the weekends away till you can actually enjoy them stress free.
Pass on the unnecessary shopping and gift buying. DIY your gifts and if you need to shop, shop your closet and your pantry first before hitting the store.
Learn what we as a family stopped buying to save over $1000 a month. It was crazy what all these items added up to once we took a closer look at our finances.
Other money saving posts you might like:
- 275 Frugal Ways To Cut Your Household Expenses & Save Money
- Ways To Save Money That Won’t Cost You A Dime
- Frugal Ways To Stretch Your Grocery Budget
- Frugal Living Lessons From Thrifty People
Have an amazing day,
Cynthia
Saving & Simplicity
Updated July 31, 2018