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Honestly think about it what would you give up to save money?
Would you give up your morning latté? Or what about your weekend entertainment? What would you do to make it all work?
What are you saving money for?
What is your big money goal? Are you saving up to buy a new home? Are you saving money so your kids can go to college?
Or are you trying to save money to make it all work. Like getting dinner on the table and under budget. Pay the mortgage and maybe just maybe treat yourself.
What would you give up to make it all work?
We gave up a lot of “stuff” to make our budget work and it took some time to figure it all out. We took a good hard look at where we were spending our money and we cut things we didn’t really need.
You never really think about all the stuff you have and where you are actually spending your money till you press pause and look. Learn the 21 things we stopped buying to save over $1000.
Big ticket items.
We all have them! The house, the car, the boat, the bike, the electronics and more. You know the stuff I am talking about the big people toys.
And for some of us the big toys are the toys that are making us broke.
It isn’t just the cost of the initial item it’s the upkeep, the gas to power it, the electricity and etc.
Are you living house poor?
Are you working to pay for a house that is too big or too expensive to enjoy? Can you sell it and downsize?
Selling big ticket items are the best way to start saving money and to pay down debt. I know you love the house it was a great investment. And the boat is a great activity for the whole family.
But they aren’t great investments if you can’t afford to keep them up.
Yes, they look pretty and they impress the neighbors but really are you enjoying them?
I am not knocking toys or big beautiful houses I love them both. There comes a point when the cost out weighs the enjoyment.
Can you sell it and start saving?
Of course you can! Cut back, sell the “stuff” you don’t need and start stressing less and enjoying more.
Start living frugally and save more money.
So you have taken a look at where you are spending your money. You have assessed the value and purpose of the big ticket items. Now it’s time to live more frugally.
I know it is a lot of changes. But you will start saving so much.
So what exactly is frugal living?
The plain and simple of it is living within your means and being smart with your money.
It means skipping the take out and cooking from home. Opting for the generic brand of toilet paper over the super expensive name brand. Small, simple changes that make a big difference.
- 7 Strategies To Help You Save Money On Food
- 450+ Money Saving Tips
- 21 Things We Stopped Buying To Save Money
So what are you going to give up to save money?
That morning coffee or the weekend trip to the spa? Both of which can be done way cheaper and still be amazing. But seriously, you want to save money which means something has to give.
You either need to give something up, tweak it to make it cheaper or start making more money. Where there is a will there is a way.
Have an amazing day,
Saving & Simplicity
Updated August 24, 2018